Posted on Thursday, 25th August 2011 by Toby Duncan
Open up a blank spreadsheet in a program such as Microsoft Excel or Open Office and create a set of categories that relate to your finances.
Posted on Wednesday, 24th August 2011 by Lucy Hales
- As foreclosures rates continue to not get better, homeowners encouraged to attend events such as this one.At free foreclosure events, homeowners can learn about the foreclosure process, can learn how to get a loan modification, and will receive other services to help homeowners who are suffering financially! Try and attend this weekend event if you are one of those to be unfortunate enough to be suffering financially.
Register for Event: send email with name, address, and telephone number to, HOMEClinic@housingcollaborative.org, or call 283-2200 or 800-HOC-0503 to be registered.
Date of Event: Saturday, August 27
Time of Event: 10:00 am to 2:00 pm
Tags: Event, Event Lemon
No Comments »
Posted on Tuesday, 26th July 2011 by Lucy Hales
This holiday shopping season is shaping up to be a good one for shoppers, as retailers are competing to lure them with big discounts. Apparel prices have dropped since spring this year and they could drop further by the end of the year.
Contrary to this, those shopping for gadgets may not find useful discounts as the demand for gadgets has gone up tremendously this year. Whether you want to buy apparel or splurge on gadgets this season, there are a few tips to help you shop without burning a hole in your pocket.
Know Where to Go Shopping
Even during the festive season, it is rare that high-end brands offer drastic discounts. At such times, opt for stores that sell good quality products with lesser-known brand names at good discounts and special offers. If you are keen on buying branded items, look for stores that sell moderately- priced branded products. Be Aware of Retailers’ Sales Tactics
Quite often, stores offer discounted prices on items keeping in mind what their customers are likely to buy. This way they will be able to persuade you into buying items to increase their sales. O
Posted on Monday, 25th July 2011 by Lucy Hales
Life insurance is an important investment, not just for wealth accumulation but also for financial security. People take out life insurance keeping the interests of family members and dependents in mind. Even in tough times, it would be unwise to contemplate canceling your life insurance policy to save money. Those who feel that life insurance policies are unnecessary or a burden should know that life insurance is a good investment as well as a sound savings scheme. Here are some life insurance mistakes that you should avoid.
Not talking about life insurance
People generally tend not to talk about life insurance as it evokes the uncomfortable topic of death. But you have to be prudent when it comes to your finances and openly discuss life insurance with your spouse or dependents. After all, it is your duty to offer dependents financial support when you lose the capacity to earn income. Not knowing enough about life insurance
Majority of the people think that life insurance should cover only the funeral expenses with only a few believing that life insurance is meant to support the family in case of the earning member’s death. T
Tags: Insurance, Life Insurance
No Comments »
Posted on Sunday, 24th July 2011 by Lucy Hales
It is extremely important that you invest in health insurance. Medical bills stemming from a car accident or major surgeries can be a huge financial set back if you don’t have health insurance. Even if you have to spend quite a bit of money to buy a health insurance policy, it is in your best interests to take one out.
Types of plans There are two kinds of health insurance – indemnity coverage and managed care. With indemnity coverage your insurance will cover illnesses and accidents but not preventive care, drugs or psychotherapy. Generally with this insurance you will be expected to pay a portion of the bill (20%) while the insurance will cover 80% of the charges. With managed care, co-payment charges are fixed. It covers preventive care, drugs and mental health care services. However, this policy allows insurance holders to avail services only from those doctors and health care providers that are recognized in the insurance company’s Preferred Provider Organization (PPO) network.
What to look for in a plan
Consider the benefits offered by the health insurance plan and check whether they are compatible with your needs. This