Monday, 6th February 2012.

Posted on Tuesday, 1st November 2011 by Lucy Hales

- The first thing to do when you start thinking about mobile banking is to stop thinking about mobile banking, said Bob Hedges, even as he talked persuasively about how important and how lucrative this channel can be. You have to start thinking about how engaging the smartphone is, and all of the ways people are using it, how central its become to the way an increasing percentage of the U.S. population lives their lives. And, oh, by the way, theres mobile banking, he said.

The managing director of AlixPartners gave a persuasive presentation at the recent ABA Marketing Conference in Baltimore, coming at the business case for mobile banking from several different directions, not the least of which being its compelling economics for banks.

First, though, to illustrate just how fast die mobile channel is becoming entrenched in daily life, he cited his wife as an example. A year ago she wanted nothing to do with a smartphone. Now, every night, she plays Scrabble through it with four friends around the country.

More to the point, he said, Mobile is the key growth opportunity for banks.

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Tags: Banking, Mobile Banking
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Posted on Saturday, 29th October 2011 by Lucy Hales

Who is Perkstreet Financial and what exactly are they offering?

The short answer – Perkstreet financial is an FDIC-insured financial institution that offers a rewards-packed online checking account which rivals most credit cards.

For the long answer . . . keep reading our Perskstreet Financial review.

Yes, there are numerous credit cards out there with some great benefits. But every single one of them has a catch – they’re all credit cards. And as we all know, credit cards have a nasty habit of increasing our debt.

Perkstreet Financial has implemented a revolutionary strategy within their online checking account model by rewarding their customers with cashback bonuses. And these bonuses are similar (and sometimes better) than their credit card counterparts.

  • $25 to open the account
  • No minimum balance
  • Free checks
  • No monthly fees (when you use your account on a monthly basis)
  • Free online banking and bill pay
  • 24/7 customer support
  • Debit card 1% cash back
  • FDIC Insured Institution

One of the most appealing parts of Perkstreet Financial is the ability of their online banking. Membe

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Tags: Financial, Perkstreet Financial
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Posted on Wednesday, 26th October 2011 by Eden Fryett

You’ve heard and read so many things about credit – including credit report, score, history, bad credit, and credit repair, among other things. And from all these articles and write-ups, you soon realize that credit repair may take time – or NOT. Situations vary and so thus the result you get; however, there truly are solutions that can get you amazingly quick results. Credit Repair Magic Version 3.0 is one such solution. You have most likely heard about this credit repair software as it has become so renowned for its super efficiency and the unquestionable positive results it generates when it comes to anything that has to do with fixing your bad credit. So if you’re looking for useful and accurate information about Credit Repair Magic Version 3.0 , you’re lucky to come upon this article as this definitely shows what the buzz is all about.

A common question among many who are in a credit dilemma is: Can I repair my own credit? Of course, you can! But if yo

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Tags: Credit Repair, Score
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Posted on Tuesday, 25th October 2011 by Toby Duncan

There are always a number of competitive offers in the field of low rate credit cards but many people wonder what card can claim the “best low rate card” title.

At first glance it may be easy to think that balance transfer deals are the best offers but often this is only the case for people looking to get rid of debts.

While these options tend to have the lowest rates possible, with cards like Citibanks Gold offering 1.9% on balance transfers for up to 15 months, not all of them have ongoing low rates.

In the case of this Citibank card, the ongoing purchase rate is 20.99% p.a. and balances outside of the introductory period are calculated at the cash advance rate of 21.74%.

For ongoing low rates there are definitely better deals out there that can provide even more financial flexibility or help manage long-term card debt.

The important thing is to read the fine print so that you know exactly what you are getting, because introductory offers can be misleading.

The highly advertised 9.99% rate of the Aussie credit card, for example, often leads people to believe it is the lowest rate card available.

However, this rate reverts to 13.29% p.a. aft

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Tags: Card, Credit Card, Rate Credit, Rate Credit Card
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Posted on Friday, 21st October 2011 by Lucy Hales

Are you seeking debt management solutions? Perhaps the most encouraging outcome of the latest recession is the increasing emphasis on debt reduction by most Americans.  We are borrowing less and saving more, and, hopefully, developing some more frugal habits that can lead to healthier finances in the future. 

Still, millions of people continue to struggle with their debt and are searching for debt management solutions.  It takes a firm commitment and a lot of discipline, but most people are only a few steps away from gaining the upper hand.  By implementing these key strategies right now, you can be more effectively managing your debt and on your way back to prosperity.

Debt Management Solutions

Most people get into debt because they weren’t watching where their money was going and were oblivious of the destructive power of their unbridled spending habits.  

The first crucial step to managing your debt is to put yourself on a strict budget to know exactly what is coming in and where it needs to go to get control of your debt. 

Budget for debt reduction: Your very first budget item should a debt reduction payment. This sho

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Tags: Debt Management, Debt Management Solutions, Management Solutions, Solutions
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