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NerdWallet’s Best Small Business Credit Cards, Fall 2011 Edition

Posted on Monday, 21st November 2011 by Toby Duncan

Small business credit cards aren’t one-size-fits-all. Each business has its own needs and its own spending habits, and just like a personal credit card, a business credit card should be tailored to that profile. Will you be using your card to finance your business? You’ll want a low interest credit card. Are you solidly in the black and looking to earn rewards on your purchases? A rewards card is definitely a better bet. Do you do a lot of traveling? Consider a travel credit card. Read on for our reviews on the best credit cards for small businesses, and our breakdown on which is the best fit for your company.

If you pay off your debts every month and want to earn something back for the money you spend, these cards will help you out.

Best overall business rewards card

A 0% intro APR offer and an office-friendly rewards program make the Chase Ink Cash a great card for a business that’s just starting out. If you’re busy buying swivel chairs to furnish your new office, entertaining clients, and maxing out your bandwidth, the Ink Cash has you covered. It pays out

Be a Great Applicant Despite a Bad Credit Score

Posted on Friday, 18th November 2011 by Eden Fryett

A bad credit score can hold you back from a lot of things – buying a car, owning a home, getting good insurance rates, and even from getting a job. Most of the time, your credit score isn’t the only factor that’s considered when you put in an application. Don’t be an all around bad candidate just because your credit is bad. Look great – on paper – even if you have a bad credit score.

Don’t keep making credit mistakes.

The older the negative information on your credit report, the better you look. So, from now on, make sure you pay all your bills on time. Remember that creditors report 30 day late payments, so if you missed your due date by a couple of days, make your payment before the next statement arrives. You’ll still face a late fee, but you’ll avoid having the late payment being entered on your credit report.

Pay off some debt.

You’re a better candidate for credit cards and loans when you have less outstanding debt. When you do have cr

Peer-to-Peer Lending: Borrowing in the Digital World

Posted on Tuesday, 15th November 2011 by Lucy Hales

Peer-to-Peer Lending: Borrowing in the Digital World. In today’s low interest rate, tight-credit environment, both borrowers and investors are facing a true paradox. For borrowers, those in need of financing to fund a business, or consolidate debt, or pay off medical bills, credit is still tight for all but the most creditworthy. For investors, interest rates available on fixed savings vehicles or bonds are at their historic lows offering very little in investment returns.

However a new, burgeoning business phenomenon seems to be providing the relief that both need during these difficult economic times. Peer-to-peer lending (P2P), also referred to as social lending, has become a billion dollar bank-less loan industry that is giving investors and borrowers a much needed alternative to address their most financial concerns.

The concept sprang from the emergence of web technology, social networking, crowd-sourcing and an overall dissatisfaction on the part of consumers to work with greedy intermediaries who do little more than increase the price of just about everything. I

Industrial Serious Estate Financing Lure

Posted on Wednesday, 2nd November 2011 by Eden Fryett

Securing Industrial True Estate Financing might be difficult, you may have a undertaking to
be developed but you will need the financing to go ahead. Most banking institutions Uggs On Sale are skittish
about investing within the Commercial Marketplace these days, but for obvious causes
that looks such as the most reasonable possibility, correct? Not automatically, banking institutions haven’t
been the key lenders in the Industrial True Estate Financing sport, even prior
for the economic downturn. Still, in which does an individual flip for Business True Estate
Funding?

There are a lot of companies many of which you’ll by no means take into consideration
major gamers in Industrial Authentic Estate Financing. But in which does an individual obtain who
these firms are? You can make the gamble and existing your job to
quite a few corporations and corporations which will be lending; nevertheless the results will most
very likely be disappointing. The

Paper for Plastic: Exchange Your Gift Cards for Cash with Cardpool

Posted on Wednesday, 2nd November 2011 by Toby Duncan

Credit card rewards programs can be a little tricky to comprehend. You earn 4 points on these purchases but only 1 point on those other purchases. You can redeem for 15% more if you spend your points at an online shopping mall or 10% more if you convert your points to gift cards. You’ll get a bonus 20,000 points for signing but only if you spend $3,000 in the first 2 months and make a balance transfer in the first 3, and so on…

For all the fuss and confusion, you’d hope every point carried its weight in gold. But if you’re not careful, your hard earned points will devalue into a fraction of what you deserve. Cardpool can help you avoid that.

Guard your points

Credit card companies reward your loyalty by offering alluring incentives for using their cards. These rewards come in the form of cash, gift cards, airline miles, free hotel stays, etc. But when deciding on a rewards credit card, proceed with caution. Despite flashy offers and a cacophony of earning percentages and signing bonuses, bank credit cards don’t always have the consumers’ best interest at heart.

The standard base rewards rate tends to hover around 1 point per $1 spent. On average,

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