Posted on Wednesday, 30th November 2011 by Toby Duncan
Rewards cards come with all different kinds of benefits but most comparisons will separate them into two main categories: frequent flyer cards and general or everyday reward cards.
While the former tends to focus on airline loyalty points, the latter can be used for a number of lifestyle benefits that do not need to be holiday-based and could save people lots of money on things they want and need.
There are a number of rewards cards in this specific category, all offering different signup bonuses and ongoing benefits, so to get the search started here is a look at five of the best around.
American Express David Jones Credit Card
With this American Express option cardholders get three points per $1 spent at major supermarkets and petrol stations, two points per dollar at David Jones and one point per dollar on everything else purchases on the card.
Points can be redeemed through Membership Rewards for David Jones gift cards or other items, making this card beneficial to both frequent shoppers at David Jones and people who want to get the most out of a reward program with no points capping or expiry.
American Express Gold Ascent
Another American Express option, this card earns Membership Reward points at a rate of one point per $2 and the added value of no annual fee.
For people who want to get all the benefits of an American Express card, or any rewards card, without paying upfront fees for the service, this option is definitely worth considering.
Bankwest More Credit Card
This rewards card option from Bankwest gives people the choice between More Rewards points and Qantas Frequent Flyer points, with the latter option providing thousands of different reward redemption offers.
Cardholders enrolled in More Rewards earn points at a rate of 1.5 per $1 and redemption categories include banking benefits, books, music, food and wine, electronics and experiences at competitive point amounts, so the chances are good that people can get exactly what they want.
Citibank BP Credit Card
With this Citibank card people can get up to 5% cash back at BP service stations and 0.5% everywhere else, meaning they not only save 5% on petrol, but also on other purchases.
The cash back offer will be credited directly to their account, meaning they will save money on paying off their account balance every month.
Commonwealth Bank Gold Awards
This Commonwealth Bank rewards card comes with both MasterCard and American Express cards so that people can optimise their points potential and earn up to two points per $1 spent.
Points can be used for gift cards, merchandise, travel and more, with cardholders gaining access to American Express’s globaleshop and MasterCard’s Moments and Applause loyalty programs so that benefits are as good as can be.
Whatever you want from a rewards card, with an everyday option like one of the five above you should be able to find a program that really works for you.
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