Posted on Friday, 3rd September 2010 by Lucy Hales
Q: Here is the problem, I have been rebuilding my credit history for the last 4 years and have 690 score with Equifax. My wife lost her job 11 months ago and has been unemployed since then. By now we have no other choice but filing for Chapter 7 bankruptcy in her name only. She [...]
Posted on Tuesday, 31st August 2010 by Eden Fryett
Young adults have been hit plenty hard by the recession. A recent study by Western Union Survey reveals that almost one in five members of Generation Y have lost their job. The numbers paint a tough picture for a segment of the population still early in their working lives: 17 percent lost their primary jobs [...]
Posted on Sunday, 29th August 2010 by Toby Duncan
Recently, I was reading an email exchange on a bankruptcy lawyers’ Listserv. One attorney mentioned the “five stages of grief” and his client’s struggle through the stages. Most of us probably have experienced these five stages sometime in our life. When a traumatic event happens, such as a loss of a job, divorce, loss in stock market, [...]
Posted on Friday, 27th August 2010 by Lucy Hales
Q: I wonder how to refinance my home loan. I owe about $150,000 on the mortgage and $30,000 on the line of credit. My house is worth conservatively around $250,000. I am only looking at the first mortgage. I am about 6 years into the 30 year fixed rate mortgage at 5.375% and thinking about [...]
Posted on Thursday, 26th August 2010 by Eden Fryett
On the website for her popular Beverly Hills skin care salon, Gabriela Perez is described as the “Michelangelo of skin care.” Her treatments are just about as expensive as one of the renaissance artist’s works, starting at $500 for a consultation, and going upwards of $5,000 for more advanced treatments. However, what is more expensive [...]